Whats everyone Pay for Insurence?

[wickd03]

hey i want to see what everyone else pays for insurence in your own name and how old you are. Because this shit is ridiculous!! there trying to tell me from $400-$600 for full coverage. which i need because I am going to finance the bike I get. any good inputs would sure help out. i really want to get a bike this weekend!!

[Apocalypse]

I pay about 550-575 per year. My driving record sucks, and i am 29. Be carfull about financing throgh the dealer. Most times they will basicall put the bike on a credit card type account, and the monthly intrest is as much as your monthly payment. So the total on the "card" never reallys goes anyware. I am currently going through that. My payment is 200, and they charge 185 in intrest. On a tight budget its hard to pay more than the 200....

[wickd03]

ya.. my buddy just bought a 1000 last nite. they tried pulling that nonsense. i will probably go thru AZ federal. get the loan. then if i can find someone to put insurence under is the only thing.

[Ueafa]

ya.. my buddy just bought a 1000 last nite. they tried pulling that nonsense. i will probably go thru AZ federal. get the loan. then if i can find someone to put insurence under is the only thing.


$2,879 a year, full coverage (record isn't the best obviously).

[Jimmy3]

600 a year.

[wickd03]

but how old are u guys.. im only 21.. but i dont have shit on my record is the only thing.. now is the $600 a year liability??

[06Gixxer King]

who quoted you that if it was state farm their quotes are per year not per 6 months as they prorate each month based off of the % of mileage driven durring that month of the year on average.

[Eviloliv3]

125 a month. 23, clean record. State Farm

[wickd03]

i tried progressive, geico, and im waiting on ridenow to get back to me about a quote.

[wickd03]

who quoted you that if it was state farm their quotes are per year not per 6 months as they prorate each month based off of the % of mileage driven durring that month of the year on average.
it was like $5,400 a year. lol

[wickd03]

also.. i am looking at a 2007 Gsxr-600. so... i think the "r" is not helping. and does anyone on here work at one of the dealers around town??

[Cleopatra]

it was like $5,400 a year. lol

YIKES!:shocked I'm looking for insurance now too. It is expensive for a sport bike!

[wickd03]

should be pretty cheap for you. your a girl.. i dont see how u guys get away with it. lol

[Cleopatra]

should be pretty cheap for you. your a girl.. i dont see how u guys get away with it. lol

yeah, well I was just in an accident...even though it was determined to be not my fault.

[notty]

I pay $324/year with State Farm on an 06 600RR. 25 y/o male, good driving record FTW!!!

[Eviloliv3]

i cant wait til i hit 25. new bike with under 25 male sucks even with a good record

[wickd03]

amen brother

[salvador0516]

I don't pay full cov. but I pay about 250 a year

[nunmakr]

full coverage $528/year - statefarm. $50,000, $100,000 coverage $1000 deduct collision/comprehensive - im 29 years old with clean record.

Im glad you posted this...i just looked at my bike...they have it as an FZ6-S, not an R6 like I have.

hmmmmm...

[SAK]

full coverage is like 50 a month for me. through country insurance

[Johnny Cochran]

I'm at 80 bucks a month...25

[gliscameria]

Like 12$/Mo

Having an R at the end of your bike costs some cash. I'm definitely going with an umbrella policy on my mortgage before I consider a sportbike.

[357Magnum]

full coverage except under/uninsured(yeah i know i should) on 2006 R6, 21yo, perfect record at the time, $1500 for the year from ridenow.com

That will probably go down as I am going to go under my mom's insurance where she has two other bikes also.

[slyfox]

should be pretty cheap for you. your a girl.. i dont see how u guys get away with it. lol

You would think but nope! Unless you're married, have a home...You get the point.

Seeing as my record isn't very 'clean' right now I am looking for new insurance. I used to have GEICO but they are pretty expensive so stay away from them!

[Jsquared]

$40 a month through Progressive. It's on my car policy and I am over 25.

[slyfox]

You old fart!

[Tack_R6]

haha ^ respect ur elders :)

I pay 40/mo. full w/ under/un insured etc... state farm... and i was lucky enough that i didnt have to have anyting else with them. Now u have to have another vehicle or they won't insure u..

[Jsquared]

You old fart!

Hey now.

[Jimmy3]

Smack the youngin.

[slyfox]

Smack the youngin.

Ah yes, I still have my youth ;)

[Jsquared]

Ah yes, I still have my youth ;)

Ah yes, I can legally drink. :lol2:

[redoliander]

i pay a little more than $1000 a year for full coverage with collision thru allstate. if i didnt have the collision it would be less than half that. but ya never know when a rock or the end of the road is gonna jump out at ya. oh yeah im 30 have my 2 cars and house with allstate. insurance sucks!

[RICH22]

i pay about $33 a month full coverage on my 97 zx6R, and $64 a month full coverage on my 03' zr1000... i am 29yrs old state farm

[DruDown3XH]

i pay 355 a year for my '06 gsxr 600 full coverage, not a bad driving record, but could be better.

[slyfox]

Ah yes, I can legally drink. :lol2:

Doesn't mean I still can't drink.

[wickd03]

drudownk.. how old are u

[alanjames24]

$67 a month, clean record, 25 yrs old, gsxr 750. It WAS $47 a month when I was married.

[wickd03]

well everyone.. i found an insurence.. dont know the name just got the quote. its $42 a month for a liability.. and $193 for full coverage.

[Rodskii]

I pay $166 a month for full coverage. I don't have a clean record :(

[06Gixxer King]

20 clean record at the time, 2006 gsxr600, 100k/300k/100k under/un comprehensive $500 decutibles

$542 a year with the jeep for state farm. it is oregon though so it is cheaper.

[Red Rose]

I thought bikes were supposed to be cheaper than cars.... i pay 60 for my car now, and i paid 110 for it before i turned 25

[06Gixxer King]

I thought bikes were supposed to be cheaper than cars.... i pay 60 for my car now, and i paid 110 for it before i turned 25

yeah but our bikes have more hp then your car and weigh about 1/4th with a rider. Plus your a girl it's cheaper no matter what.

[Red Rose]

yeah but our bikes have more hp then your car and weigh about 1/4th with a rider. Plus your a girl it's cheaper no matter what.
what does weight have to do with your insurance price? Motorcycles in general are cheaper than car insurance... just depends on the person's age and record and how many other vehicles you have under the policy. I don't think wt plays a factor but i could be wrong.

[357Magnum]

what does weight have to do with your insurance price? Motorcycles in general are cheaper than car insurance... just depends on the person's age and record and how many other vehicles you have under the policy. I don't think wt plays a factor but i could be wrong.

generally MC insurance is more expensive, when your looking at cost of vehicle to cost of insurance ratio. risk of something happening on a motorcycle is way more than in a car, which is why its more expensive

[06Gixxer King]

what does weight have to do with your insurance price? Motorcycles in general are cheaper than car insurance... just depends on the person's age and record and how many other vehicles you have under the policy. I don't think wt plays a factor but i could be wrong.

power to weight ratio is one of the biggest factors in how a vehicle accelerates, top speed and other performance factors.

same reason a truck with 300hp is less expensive for insurance then a sports car with 300hp for the same person.